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Money & Insurance

Point

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226 reviews

4.8226 reviews
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About Point

Data updated
Website
point.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
226 reviews
Replies to negative
0% (0/1)
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About this business

Point Digital Finance helps homeowners access the wealth locked up in their home equity with a new type of financial product called a home equity investment.

Written by the business, not verified by us.

Is Point legit?

Point (point.com) has a 4.8 out of 5 rating on OK.one, based on 226 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has not yet replied to negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-31.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and account managers for being exceptionally helpful, professional, and thorough throughout every single step of the loan application. Consumers note that the team communicates clearly, providing simple explanations that make the entire financial journey remarkably smooth and entirely relaxing. People also highlighted that the web dashboard is very simple and convenient to navigate. Some reviewers were not happy with the lengthy wait times and communication delays experienced during their interactions. A few people also felt that the overall procedure could occasionally feel rather long due to internal underwriting steps.

Auto-generated from all reviews of this business. For reference only.

What people say

HEA process

Overall the process was fairly smooth. All people involved were helpful. I did have a constructive criticism of the way the net proceeds were presented. I feel that the wording should have been “your net proceeds after debt payoff and closing costs” will be…

Reply from Point2026-08-18

Thanks, John! We’re glad the process went smoothly overall, and we appreciate your thoughtful feedback about how net proceeds are presented. We’ll share it with our team.

The person that worked with me was a…

The person that worked with me was a lady named Suzanne, she was very compassionate, knowledgeable and went out of her way to help me to achieve my goal with Point. I recommend Point to anyone in need of homeowner investment advice.

Reply from Point2026-08-18

Thanks, Margot! It’s wonderful to hear Suzanne’s compassion and knowledge helped you reach your goal. We’ll be sure to share your kind words with her!

From the very beginning

From the very beginning, Point went above and beyond for me. It took longer due to re-unexpected reasons on my end, but Point worked so fast to get those taken care of to where everything can move so fast after that. Jessica My Account manager was so amazing. She stayed in touch with me the whole time let me know everything that was going on everything that I needed and went above and beyond.!

Reply from Point2026-08-18

Thanks, Amber! We’re so glad Jessica helped you navigate the unexpected and kept everything moving forward. We’ll be sure to share your wonderful feedback with her!

Every step clearly explained

Every step clearly explained. All of the people I spoke to were very respectful, courteous and patient with explanations. Quick process. Luis Narvaez was particularly helpful.

Reply from Point2026-08-18

Thank you! We’re glad you felt respected and supported throughout the process. We’ll be sure to share your kind words with Luis!

It was seamless-the team was available…

It was seamless-the team was available with easy to understand explanations of the entire process. This is a great product for people like me (semi-retired and wanting to use a little equity to LIVE in these golden years). Thanks Point!!!!

Reply from Point2026-08-14

Thanks, Mary! We love hearing that Point gave you a way to put your equity to work and enjoy your retirement. Here’s to making the most of those golden years!

Everything went really seamlessly

Everything went really seamlessly. I did four stars because I’m still not sure I like a totally online process. It is a little scary to be honest. I guess it is the way of the world.

Reply from Point2026-08-14

Thanks, Sally! We’re glad everything went seamlessly and appreciate you trusting Point with such an important financial decision.

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