Point

THE PEOPLE WERE AWESOME

I learned a lot from the counseling…

I learned a lot from the counseling session about equity.

That it was a easy simple process

Well first Miss Hampton was very easy to work with and she was there when I needed her and she guide me through it and was very patient and that means a lot to me when you deal with people caring people she was great

It was great doing business

It was great doing business. This company is very thorough with everything.

⭐️⭐️⭐️⭐️⭐️ Incredible alternative to…

⭐️⭐️⭐️⭐️⭐️ Incredible alternative to refinancing—kept my low interest rate and unlocked my equity! I couldn’t be happier with my experience using Point! I originally purchased my duplex rental property 19 years ago, and while I’ve accumulated a significant amount of equity over the years, I really didn't want to do a traditional cash-out refinance and lose the amazing interest rate I’ve had locked in for nearly two decades. Since I plan on keeping this property for another 30 years, Point turned out to be the absolute perfect solution. The entire process was smooth, transparent, and surprisingly fast—the whole deal took no longer than 30 days from start to finish! A few highlights that really stood out to me: Online Portal: The document portal is extremely user-friendly. Uploading statements, reviewing disclosures, and printing documents was seamless. Efficient Appraisal: Setting up the property appraisal was quick, easy, and handled with zero hassle. Although I felt it was a bit low. Outstanding Customer Service: Every phone representative I spoke with was helpful, knowledgeable, and genuinely focused on getting my file cleared without unnecessary delays. The text messages were also nice to remind me to check my emails sent. If you have equity built up in your home or investment property and want to avoid high interest rate changes, an increase in your current payment, or losing a great primary mortgage rate, I highly recommend Point. Easy, painless, and a total game-changer! Sincerely, Kevin W Smith, Southern California REALTOR

Everyone was patient and helpful

William really helped me alot through…

William really helped me alot through my experience with them and all together a good program.

All your team acted in a very…

All your team acted in a very professional way with a very friendly attitude. Great team

Everyone was so professional and nice…

Everyone was so professional and nice explaining the procedure and process.

Most of it was pretty clear but the…

Most of it was pretty clear but the amount of equity in my home I was not happy with you taking 64% of the accrued value

Smooth quick process!

Extremely helpful understanding the…

Extremely helpful understanding the agreement of the HEI.

The process moved rapidly

The process moved rapidly. The only issue I had was related to confusion about certain processes such as the title matter. I did not realize what the title issue was until I accepted the reduced amount.

Easy and knowledgeable how it all works

My experiences are all good

Everyone was very courteous

Everyone was very courteous, knowledgeable and efficient, you can't ask for anything more than that!

Everything was smooth sailing

Everything was smooth sailing. Dashawn did a great job, helping me understand and had a positive attitude Everytime I talk to him .

Point is on Point

From start to finish, everyone from Point made the experience easy and transparent.. Don't hesitate to use them.. They answer any and all questions about your application..

It is supposed to be fixed now

It is supposed to be fixed now. But automated text was way overboard. Overall point is a great company to work with.

Go for it!

I must say, Point is the first lending institution that makes sense. They offer a no-nonsense approach that is easy to follow as well as fair. Not only was the process simple, but it also made the borrower feel like it was a good investment. The payback options don't make borrowers feel like they signed away their life for pennies, like all lending institutions on planet Earth make people feel. I am now a dedicated advocate for this product. If you own a home and are credit challenged, this is the option for you. This loan is the best option to get back on your feet. Do not refinance or take out an equity loan. Especially if you have a large amount of equity in your home. I have nothing negative to say about Point. The creators of this product should take a bow because they just revolutionized the home equity borrowing process. It feels good knowing that a business is actually here for the people who need help without that business in some way taking advantage of them. This product is a game changer!