3 million+ homeowners helped. 35 years of new beginnings.Your first apartment. A starter home. Your forever place. For every nerve-racking first step, every “We got approved!” dance, and every key that slides perfectly into that front door lock—we’ve been there.Helping you with that fresh start is personal to all of us at Freedom Mortgage. As one of the nation’s (award-winning) Top VA and FHA lenders, we value customers from every walk of life and believe in the power and financial freedom owning a home can give them. NMLS: 2767 www.nmlsconsumeraccess.orgEqual Housing Opportunity
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Is Freedom Mortgage legit?
Freedom Mortgage (www.freedommortgage.com) has a 4.8 out of 5 rating on OK.one, based on 286 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-04.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Many customers consistently praise the exceptionally knowledgeable and polite staff who provide wonderful support, ensuring that everyday interactions remain smooth, helpful, and pleasant. Consumers deeply appreciate receiving clear explanations and prompt professional assistance whenever they need help managing their mortgage options or resolving everyday concerns.
However, some people mentioned that navigating the automated phone system can be quite cumbersome and sometimes leads to frustrating wait times. A few other reviewers also noted occasional challenges regarding payment processing, account management difficulties, and trying to reach the correct department.
Auto-generated from all reviews of this business. For reference only.
Freedom Mortgage bought my previous loan. Ever since then, my mortgage has been a nightmare. They mismanaged my escrow account. They have been impossible to get in touch with. They intentionally make it difficult to pay your bills. Avoid this company, and if they buy your mortgage, do whatever you can to get out. There is a reason they have such low reviews on Google.
Outstanding overall.Every aspect of working with these folks has been outstanding. Terrific communication on escrow updates, etc. My only negative is a minor one. While I appreciate security, the phone process to actually speak to someone is cumbersome and repetitive but that's common.
C
CHARLES · 2 reviews · Verified · Experienced 2026-08-01 ·
★★★★★
Associate was very professional in…mortgage transaction
Associate was very professional in handling my mortgage payment transactions.
Hands down the worst mortgage company we’ve had forced on us. They take money out for the escrow account, then routinely fail to pay out the home owners insurance with that money like they are supposed to. Our insurance was canceled again due to freedom mortgage.
US based real human customer support is always appreciated, especially when the representative on the phone was very knowledgeable and patient to listen to my reason for calling.
I appreciated that the representative was compassionate towards my unfortunate situation, patience in collecting my personal data for the hardship review and explained next steps in the process clearly.
E
EDWARD RONALD LINDEMANN · 1 review · Verified · Experienced 2026-08-02 ·