Stash is a personal finance app that can help anyone improve their financial life.From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. We’ve helped millions of Americans reach their financial goals–all for one low monthly price.
Written by the business, not verified by us.
Is Stash legit?
Stash (www.stash.com) has a 3.8 out of 5 rating on OK.one, based on 220 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 20% of reviews are 1 star, a relatively high share; The business has replied to 48% of negative reviews; Reviews mostly discuss User experience, App, Product. Last updated 2026-09-01.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers truly love how easy the platform is to navigate, making it very simple to invest small amounts of money and build a diverse portfolio over time. People also appreciate the incredibly helpful educational tools, financial guidance, and resources provided which make learning about the stock market accessible for complete beginners.
However, some customers also noted occasional difficulties with account verification processes, slow transaction times, or unexpected changes when managing specific investment accounts. Reviewers occasionally mentioned frustrating technical glitches within the application or ongoing problems regarding receiving their physical debit cards as expected.
Auto-generated from all reviews of this business. For reference only.
Hi Fyve,
We’re glad to hear the app has been a positive experience so far. Thank you for taking the time to share that with us.
If any questions come up, you can also check out learn.stash.com or the AI Money Coach in the app for general guidance.
The Stash Team
M
Matthew · 1 review · Verified · Experienced 2026-07-23 ·
★★★★★
great app
Awesome experience
Reply from Stash2026-07-27
Hi Matthew,
Glad to hear the experience has been a good one. Thank you for taking the time to share your feedback. If any questions come up, our team is here to help, and you can also check out our AI Money Coach in the app for general financial guidance.
The Stash Team
Terrible experience. I will never do business with a company like this. I sent the required deposit to receive the posted additional $25 in rewards. The company received my money, allowed me to purchase stock in which I even earned a dividend, then said they NEVER received my initial deposit and they were returning the money to my account. 3 days later the supposed never sent deposit arrived in my account minus the $3 subscription fee. If it never arrived to Stash why did it take 3 DAYS to be returned to my account???? They said my money would be RETURNED. That means you have to receive something to return it right. Why not just say funds never arrived?. But they keep the subscription fee though right? BEWARE consumers this company does BAD BUSINESS.
Reply from Stash2026-07-27
Hi Garron,
We’re sorry to hear about this experience and understand why the timing and outcome felt frustrating. We can’t review account-specific activity here, but we’d like to help you look into it further. Please contact us at [email protected] or (800) 205-5164 (M–F, 8am–8pm ET) so our team can take a closer look with you.
The Stash Team
Our response is for customer servicing purposes only, and should not be construed as an advertisement of Stash's offerings and services.
S
Sean · 4 reviews · Verified · Experienced 2026-07-14 ·
★★★★★
I Love this app because I have always…
I Love this app because I have always wanted to invest in stocks but didn't have a lot of money to invest. With this allowing you to auto invest smaller amounts of money, I am so happy now. Definitely, 5 Stars.
Reply from Stash2026-07-27
Hi Sean,
Seeing this made our day. We’re glad the app has helped make investing feel more approachable for you, and we appreciate you taking the time to share that. If you ever want extra guidance, our Learn resources at http://learn.stash.com and the AI Money Coach in the app can be helpful.
Let us know if any questions come up.
The Stash Team
R
Roberta Taylor · 5 reviews · Verified · Experienced 2026-07-20 ·
★★★★★
Doing this on line while I am at work…
Doing this on line while I am at work was awsome! Very easy to do and fast !
Reply from Stash2026-07-27
Hi Roberta,
Seeing this made our day. We’re glad the process felt quick and easy while you were at work. Thank you for taking a moment to share your feedback.
If any questions come up, you can check out http://learn.stash.com or the AI Money Coach in the app for guidance.
The Stash Team
I sign u for a trial but was charged and had my bank overdraftef for something I ended up canceling
Reply from Stash2026-07-27
Hi Bethany,
We’re sorry to hear this, and we understand how frustrating an unexpected charge can be, especially if it led to an overdraft. Please contact us at [email protected] or (800) 205-5164 (M–F, 8am–8pm ET) so our team can review this with you and help explain what happened. We appreciate you bringing it to our attention.
The Stash Team
Our response is for customer servicing purposes only, and should not be construed as an advertisement of Stash's offerings and services.
I had a friend introduce me to your App.
I look forward to working in this.
Reply from Stash2026-07-27
Hi Cherie,
We’re glad to hear you’re getting started and appreciate you taking the time to share that with us. If you ever want general guidance as you explore the app, our Learn resources at http://learn.stash.com or the AI Money Coach in the bottom nav bar can be helpful.
We’re here if questions come up.
The Stash Team
M
Michael · 1 review · Verified · Experienced 2026-07-13 ·
★★★★★
It's easy and empowering
User friendly. Great value for the money.
Reply from Stash2026-07-27
Hi Michael,
It’s great to hear that the app has felt user friendly and helpful. We’re glad the experience has felt straightforward for you, and we appreciate you taking the time to leave your feedback.
If questions come up, our Learn resources at http://learn.stash.com and the AI Money Coach in the app can be helpful.
The Stash Team
A co-worker recommended me. I am hoping to turn a referral into an opportunity. This is long overdue. I really need to make this work.
Reply from Stash2026-07-27
Hi Aminah,
We’re glad you took the time to share this with us. Starting something new can feel like an important step, and we’re wishing you the best as you get going. If you’d like general guidance along the way, you can check out learn.stash.com or the AI Money Coach in the app.
Let us know if questions come up.
The Stash Team
Easy to use hoping it will also easy to take funds out
Reply from Stash2026-07-27
Hi Jean,
We’re glad to hear the app has been easy to use. We understand your note about taking funds out, and if you ever need help with that process, our support team can walk you through the general steps. You can also contact us at [email protected] or (800) 205-5164 (M-F, 8am-8pm ET).
Let us know if any questions come up.
The Stash Team
G
George · 4 reviews · Verified · Experienced 2026-07-21 ·
★★★★★
Just started
Just started. So far it is very easy!
Reply from Stash2026-07-27
Hi George,
Glad to hear your first impression has been a smooth one. We’re happy the app has felt easy to use so far, and we appreciate you taking the time to share that.
If questions come up as you keep exploring, our Learn resources at http://learn.stash.com and the AI Money Coach in the app may be helpful.
The Stash Team
Hi Duane,
Glad to hear the transfer experience went smoothly. We appreciate you taking the time to share that with us.
If anything ever feels unclear, our support team is here to help at [email protected] or (800) 205-5164 (M-F, 8am-8pm ET).
The Stash Team
D
David · 6 reviews · Verified · Experienced 2026-04-28 ·
★★★★★
New experience but I'm enjoying the…
New experience but I'm enjoying the investments
Reply from Stash2026-07-27
Hi David,
It’s great to hear the experience is feeling positive so far. We’re glad the app has been working for you, and we appreciate you taking the time to share that with us.
If you ever want general guidance, you can check out learn.stash.com or the AI Money Coach in the app.
The Stash Team
A Stash Review. The company so far has made it easy to…
The company so far has made it easy to understand the process as I navigate. They speak in terms that I understand and can share with others who would like to invest too.
Reply from Stash2026-07-27
Hi Edith,
It’s great to hear that our explanations have felt clear and easy to follow. We’re glad the information has been understandable as you navigate things and share it with others.
If questions come up, our Learn resources at http://learn.stash.com or the AI Money Coach in the app may be helpful.
The Stash Team
Oh very unprofessional very. support team ya having there not once did they ever try to help me or the situation that was going but thats ok .......np I will take bissness where its wanted. I will not be recommending ya to anyone matter I will be airing what has happed on a pod case. So ya have a very nice day
Reply from Stash2026-07-27
We’re sorry to hear about this experience, and we understand how frustrating it is when support doesn’t feel helpful. We’d like the chance to look into this further and help where we can. Please contact [email protected] or (800) 205-5164 (M–F, 8am–8pm ET) so our team can review it with you directly.
The Stash Team
Our response is for customer servicing purposes only, and should not be construed as an advertisement of Stash's offerings and services.
This is giving me all the information I need to get going without me asking first
Reply from Stash2026-07-27
Hi Dedrick,
Seeing this made our day. We’re glad the information has been clear and helpful without you having to dig for it.
If questions come up later, our Learn resources at http://learn.stash.com and the AI Money Coach in the app can be useful places to start.
The Stash Team
S
Spencer · 1 review · Experienced 2026-07-17 ·
★★★★★
So I've been using this app for about…
So I've been using this app for about 10 years and now that I'm getting more experienced I think I have e grown out of it. I noticed whenever I submit a buy there us no price locked in. They usually wait to buy at the highest point of the day and I'm guessing they only show me that. What I think is happening is they are actually locking in a lower price and keeping the little profits from each trade. It just seems weird to me. The app has been great up until now but like I said I think I just grew out of it now that I am a more experienced investor.
Reply from Stash2026-07-27
Hi Spencer,
We appreciate you taking the time to share this and hear that your experience has shifted as you’ve become more comfortable investing. We can’t speak to trade timing or account-specific activity in a public reply, but if something looks off, our support team can review it with you directly. Please contact [email protected] or (800) 205-5164 (M–F, 8am–8pm ET). You can also check out our AI Money Coach in the app for general guidance.
The Stash Team
Our response is for customer servicing purposes only, and should not be construed as an advertisement of Stash's offerings and services.
C
Christopher · 1 review · Verified · Experienced 2026-07-16 ·
★★★★★
I dont know yet if I like it
Reply from Stash2026-07-27
Hi Christopher,
Noted on your feedback. We understand that sometimes it takes a little time to get a feel for an app, and we appreciate you taking a moment to share where you’re at.
If questions come up as you explore, our Learn resources at http://learn.stash.com and the AI Money Coach in the app may be helpful.
The Stash Team
W
Wayne · 1 review · Verified · Experienced 2026-07-17 ·
★★★★★
A great experience teaching and guiding…
A great experience teaching and guiding me through the process of investing
Reply from Stash2026-07-27
Hi Wayne,
We’re glad to hear the guidance was helpful and that the process felt clear. Feedback like this means a lot to us, and we’re always working to make things easier to understand.
If you ever want additional support, you can also check out learn.stash.com or the AI Money Coach in the app.
The Stash Team
Asked to cash my money out and they said 5 days to sell all of my holdings. I was ok with that but after 10 days the holdings had not been sold and they then took the money for their monthly fee out of my holdings. If they weren't liquid funds how did you take them so quickly. Will not be using them again
Reply from Stash2026-07-27
Hi Ashton,
We’re sorry for the frustration here, especially when you were expecting a smoother process. We understand how concerning that can feel, and we’d like to help review what happened. Please contact us at [email protected] or (800) 205-5164 (M–F, 8am–8pm ET) so our team can look into your options and walk through next steps with you.
Our response is for customer servicing purposes only, and should not be construed as an advertisement of Stash's offerings and services.
The Stash Team