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Kin Insurance

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174 reviews

4.8174 reviews
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About Kin Insurance

Data updated
Website
kin.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
174 reviews
Replies to negative
100% (7/7)
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About this business

Kin is built for your home — and everything that comes with it. Protect and manage your most important investments with homeowners insurance, mobile home insurance, landlord insurance, condo insurance, flood insurance, auto insurance,* and home financing through Kin Financing.We make protection simpler, fairer, and more affordable, especially where climate risk and rising costs hit hardest. We’re real people, here to help when it counts. See why homeowners choose Kin at kin.com.

Written by the business, not verified by us.

Is Kin Insurance legit?

Kin Insurance (kin.com) has a 4.8 out of 5 rating on OK.one, based on 174 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 96% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, Price, User experience. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally helpful and professional staff for making the transition process remarkably smooth and answering all policy questions thoroughly. People also deeply appreciate the highly affordable rates and significant financial savings achieved by bundling their home and auto insurance policies together. However, some customers also noted that customer service can be quite frustrating, with reviewers experiencing poor communication and complete unresponsiveness when trying to reach out. Reviewers encountered difficulties with communication, noting that agents failed to reply and that resolving policy concerns took far too long.

Auto-generated from all reviews of this business. For reference only.

What people say

Brenda BUnited States · 3 reviews · Experienced 2026-07-24 ·

My Agent was conscientious

My Agent was conscientious, professional answered. My questions was very polite and considerate, and very patient.

Reply from Kin Insurance2026-07-26

We're so glad to hear how happy you are with your experience being a Kin customer so far. Please don't hesitate to reach out to our team if you have any questions in the future.

Jenny BayerUnited States · 1 review · Experienced 2026-07-26 ·

Working with them from day 1 made me…

Working with them from day 1 made me feel like I had someone on my side in the insurance game and it was refreshing to get honest information!

Reply from Kin Insurance2026-07-26

Hi Jenny, we're thrilled to receive this positive feedback. Thank you for taking the time to share your review.

V
Verna, Sacramento United States · 3 reviews · Experienced 2026-06-17 ·

Great Company to Work With

Our agent, Patricia Hale, was very professional and easy to work with. The entire process to change our homeowners insurance from Progressive to Kin Insurance was seamless and less expensive. I highly recommend this company.

Reply from Kin Insurance2026-07-25

We aim to provide every customer with a positive and easy homeowners insurance experience and are thrilled to read that we did just that. Thank you for the kind words!

C
Cecily JarvisUnited States · 3 reviews · Experienced 2026-07-03 ·

Kin offered the best homeowners…

Kin offered the best homeowners insurance rate, was very quick and not a hassle to get discounts for construction extras. Seemed very comparable to coverage from previous companies, but at a much better price.

Reply from Kin Insurance2026-07-25

We're so glad to hear how happy you are with your experience being a Kin customer so far. Please don't hesitate to reach out to our team if you have any questions in the future.

Lena SantiagoUnited States · 1 review · Experienced 2026-07-23 ·

For the FIRST time Super Wonderful Experience

For the FIRST time, I had the smoothest and easiest experience getting a quote and making a decision about purchasing a car insurance. Lori was super sweet and patient with me as I needed to look for some of the information required. Lori also acknowledged and thanked me for having Kin Insurance for my home and recommending Kin Insurance to family members. My experience with Kin Insurance has always been great but Lori topped my customer service experience to over 100% Wonderful. Like I said before she was not only patient but she also answered all my questions.

Reply from Kin Insurance2026-07-24

We aim to provide every customer with a positive and easy homeowners insurance experience and are thrilled to read that we did just that. Thank you for the kind words!

D
Dale United States · 5 reviews · Experienced 2026-07-17 ·

Wonderful agents

Wonderful agents. Super helpful and service oriented. Thank You KIN Insurance!

Reply from Kin Insurance2026-07-24

Hi Dale, we're thrilled to receive this positive feedback. Thank you for taking the time to share your review.

Andres HernandezUnited States · 2 reviews · Experienced 2026-07-24 ·

Amazing insurance company

Amazing insurance company! The quoting process was quick and easy. They leverage technology to have you take pictures of your home to verify the condition of it - instead of having to wait for an inspection. Customer service has been extremely helpful. And most importantly - the premium was very competitive coming from my old company!

Reply from Kin Insurance2026-07-24

Our priority is to provide the best experience for all our customers. Thank you for being a part of the Kin community!

Mary KiddUnited States · 1 review · Experienced 2026-07-23 ·

Great customer service!

The customer service agent that we worked with was fantastic! Very knowledgeable and super friendly. Our new quote saved us thousands compared to our current company.

Reply from Kin Insurance2026-07-24

We aim to provide every customer with a positive and easy homeowners insurance experience and are thrilled to read that we did just that. Thank you for the kind words!

Edgar HernandezUnited States · 1 review · Experienced 2026-07-24 ·

Competitive price.

Reply from Kin Insurance2026-07-24

We are so glad to read about your positive experience. Thank you for being a loyal Kin customer!

Ash RaiUnited States · 1 review · Experienced 2026-07-22 ·

The customer service at Kin is unmatched!

The customer service at Kin is at another level. I have never experience such empathy and willingness to help. Way to Go, Kin!!!

Reply from Kin Insurance2026-07-24

We're so glad to hear how happy you are with your experience being a Kin customer so far. Please don't hesitate to reach out to our team if you have any questions in the future.

R
RobertUnited States · 4 reviews · Experienced 2026-07-23 ·

Simply inquired online and the phone…

Simply inquired online and the phone rang. It was a very knowledgeable agent who answered all my questions and immediately gave me a quote. A quote that was a very good price and the deal was done! So easy and never left my house. Love it!

Reply from Kin Insurance2026-07-24

Our priority is to provide the best experience for all our customers. Thank you for being a part of the Kin community!

R
R.A.United States · 3 reviews · Experienced 2026-07-24 ·

Great company for property insurance…

Great company for property insurance helpful agents easy renewals no headaches like Citizens with their back and forth emails and phone calls and hoops to do.

Reply from Kin Insurance2026-07-24

We're so glad to hear how happy you are with your experience being a Kin customer so far. Please don't hesitate to reach out to our team if you have any questions in the future.

muruganantham kandhasamyUnited States · 1 review · Experienced 2026-07-23 ·

Worst insurance company I have ever…

Worst insurance company I have ever dealt with in my life. Their customer service is extremely poor, communication is frustrating, and resolving issues takes far too long. The claims process was stressful and unprofessional. I would not recommend this company to anyone looking for reliable insurance coverage. Save yourself the hassle and consider other options.

Reply from Kin Insurance2026-07-24

Hi Muruganantham - We apologize for this experience, as our goal is to ensure all customers feel supported and receive the assistance they need. We can see that you were able to connect with one of our team members to get things back on track. In your review, you also reference a claim; however, we were unable to locate any claim associated with your account. Please be on the lookout for an email from Trustpilot requesting your claim number so we can review your situation. We hope to hear from you soon.

A
AnnUnited States · 1 review · Experienced 2026-07-20 ·

Price and service

Reply from Kin Insurance2026-07-24

We are so glad to read about your positive experience. Thank you for being a loyal Kin customer!

C
Carolyn CUnited States · 1 review · Experienced 2026-07-24 ·

Wendy was a wonderful agent !

Wendy was a wonderful agent and so helpful. Professional yet warm and made this easy to transfer our coverage to Kin. Loved the price as well so thank you Wendy

Reply from Kin Insurance2026-07-25

Hi Carolyn, we're thrilled to receive this positive feedback. Thank you for taking the time to share your review.

William OchoaUnited States · 1 review · Experienced 2026-07-14 ·

I saved over 50 percent on a plan with…

I saved over 50 percent on a plan with Kin. I switched from Allstate and all I can say is that I am in better hands with Kin. It’s basically the same plan. Seriously couldn’t believe that I was saving that much. Eddie Seo was the agent I worked with and he was amazing.

Reply from Kin Insurance2026-07-25

We're so glad to hear how happy you are with your experience being a Kin customer so far. Please don't hesitate to reach out to our team if you have any questions in the future.

C
Centura ChurchillUnited States · 3 reviews · Experienced 2026-07-20 ·

A small tornado ATE my 6 ft fence

A small tornado ATE my 6 ft fence. 4 big panels blown away. I filed a claim. My deductible would be 2,500. Now I’m completely exposed to a high traffic road and business that parks large trucks. Kin said $200 in labor and fixing fence would be $950. Really? In what third world country would that happen? I paid $6k to have FencePros put up a great replacement fence and I don’t trust Kin anymore if I had acatastrophic damage they would pay so Kin, thanks to your agent I’m switching to a More reputable company in January.

Reply from Kin Insurance2026-07-29

Hi Centura - We care deeply about our customers' claims experiences, and we understand how distressing it can be to experience damage to your home. Keep in mind that policy terms, coverage, endorsements, and deductibles affect your individual claim. We aim to provide many different options to our customers while they are shopping for a policy with Kin and provide detailed explanations regarding the available deductibles, endorsements, and other policy coverages. This allows our customers the flexibility to choose what works best for their needs. We've shared your review with our internal team, and a member of the claims team gave you a call and left a voicemail to follow up, but we haven’t been able to connect yet. Please don’t hesitate to reach out if you have further questions or concerns- 855-216-7674.

James SparksUnited States · 1 review · Experienced 2026-07-22 ·

Ronald Green II gave exceptional customer service

Ronald Green II gave dedicated, exceptional service by carefully listening to the issues that I had and then completely resolving them to my satisfaction.

Reply from Kin Insurance2026-07-23

Our priority is to provide the best experience for all our customers. Thank you for being a part of the Kin community!

Nancy HarveyUnited States · 2 reviews · Experienced 2026-07-06 ·

The personnel were informative and nice.

Reply from Kin Insurance2026-07-23

We aim to provide every customer with a positive and easy homeowners insurance experience and are thrilled to read that we did just that. Thank you for the kind words!

E
ELAYNE SINGERUnited States · 8 reviews · Experienced 2026-07-22 ·

Great prices and customer service is…

Great prices and customer service is diligent and taking care of you

Reply from Kin Insurance2026-07-23

We are so glad to read about your positive experience. Thank you for being a loyal Kin customer!

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Kin Insurance Reviews & Rating — 4.8 out of 5, 174 reviews — Page 6 | OK.one